FREE Debt Relief & Bankruptcy Consultation
(330) 409-2876 or (877) 505-9455
FREE Debt Relief Consultation Call (330) 409-2876 or (877) 505-9455
Sheppard Law Offices
TALK TO AN OHIO BANKRUPTCY ATTORNEY TODAY (330) 409-2876
Upon the filing of foreclosure paperwork with the state common pleas courts by your mortgage holder, the homeowner will receive a letter of foreclosure notification from the court. Upon being notified of the foreclosure, It is very important to respond the foreclosure complaint to within the 28 days allowed, otherwise the mortgage lender will ask the court for a default judgment noting that you have not responded to the complaint, and therefore do not object to the foreclosure. If you have received a notification of a foreclosure complaint, Canton, Ohio foreclosure defense lawyer Ken Sheppard, Jr. can help you to determine the best available resolution for your situation.
There are several viable defenses against foreclosure. Some defenses may include procedural defenses, substantive defenses, and filing bankruptcy. In some cases the best defense could be to prolong the foreclosure process while you work to get back on your feet financially.
When you file for chapter 13 or chapter 7 bankruptcy, the Automatic Stay provision of U.S. Bankruptcy Code immediately prohibits creditors from collection actions. Since foreclosure is a collection action, the Automatic Stay includes stopping the foreclosure of your home. Therefore, once you have filed for bankruptcy you will not have to live in fear of having your home foreclosed on.
In chapter 7 bankruptcy cases, mortgage payments need to be brought current if you want to keep your home. While filing for chapter 7 may delay repossession of your property, if you are not able to bring your mortgage payments current you will still likely have to surrender your home or seek other options. If your primarily interested in keeping your home, defending against foreclosure or filing chapter 13 bankruptcy may prove to be better options.
If you wish to keep your property, filing for chapter 13 may be the most viable option if you are unable to bring the mortgage payments to a current status. Even if you are behind on the mortgage payments, filing for a chapter 13 bankruptcy at our Canton, Ohio law office can allow you to keep your property if the secured debt (e.g. the mortgage) is included as part of the chapter 13 plan.
The Canton, Ohio Bankruptcy, Debt, and Tax Relief lawyers at Sheppard Law Offices can help to stop your home from being foreclosed. Our North Eastern Ohio law office offers a free initial consultation where you will speak directly with an attorney. We help homeowners who are seeking to remedy their debt situation and keep their residences from being foreclosed on. Our Canton, Ohio bankruptcy and foreclosure defense lawyer will review the value of your real property, along with the terms of your secured loan in order to help to determine what the best form of debt relief for your specific situation. Get the financial help you need today by calling (330) 409-2876.
Sheppard Law Offices
Canton, Ohio Office
Belden Village Tower, 200
Canton, Ohio 44718
Tel: (330) 409-2876
Columbus Ohio Office
2600 Tiller Lane, Suite A
Columbus, Ohio 43231
Tel: (614) 523-3106
Newark, Ohio Office
843 N. 21st Street, Suite 108
Newark, Ohio 43055
Tel: (740) 345-7138
Mt. Vernon, Ohio Office
11 West Gambier Street
Mt. Vernon, Ohio 43050
Tel: (740) 392-0404
We are a debt relief agency. We help people file for protection under the U.S. Bankruptcy Code.
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Sheppard Law Offices, LPA is conveniently located and serving chapter 7 and chapter 13 bankruptcy clients in Canton, Ohio. Our office is a short drive from throughout Stark, Tuscarawas, and Summit Counties. We regularly provide debt relief solutions to clients from Akron, Canton, North Canton, Massillon, Dover, New Philadelphia, Alliance, Navarre, Strasburg, Ballivor, Jackson Township, Canal Fulton, Barberton, Greenlawn, Medina, Wooster, Orrville, Dalton, Minerva, Ashland, Wadsworth, Carrollton, Dundee, Millersburg, Hartville, Doylestown, Green, Uniontown, Salem, Columbiana, Uniontown, and throughout Ohio.