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(330) 409-2876 or (877) 505-9455
FREE Debt Relief Consultation Call (330) 409-2876 or (877) 505-9455
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A wage garnishment is when creditors obtain a judgment for monetary damages and the court orders your employer to garnish your wages. This often happens when someone has fallen behind on credit card payments, medical bills, lawsuits, and other debts. Government debts, including unpaid income taxes can be garnished from your wages without obtaining a court judgment.
If you have a wage garnishment against you, it is important to understand that filing bankruptcy can end most wage garnishments. When you file chapter 7 or 13 bankruptcy in Ohio, an automatic stay goes into effect. The automatic stay prohibits creditors from pursuing collection activities against you during your bankruptcy case. This includes the ability to end wage garnishments and stop harassing phone calls from bill collectors. Included are all unsecured debts such as credit cards, hospital bills, and lawsuits, and even can include IRS wage garnishments for back income taxes.
As soon as a bankruptcy case is been filed with the federal bankruptcy court, any post-petition wage garnishment will be returned to the debtor. A creditor’s failure to return post-petition garnished wages is a violation of the automatic stay provision.
Additionally, any pre-petition wage garnishment collected by a creditor during the 90 day period before filing the bankruptcy may be retrieved by the trustee. In the event that the bankruptcy trustee chooses not to pursue the pre-petition garnished wages, the debtor may take action against the creditor.
If you are facing a wage garnishment or have a judgment against you from a lawsuit, now is the time to contact the Canton, Ohio bankruptcy attorneys at Sheppard Law Offices and get the wage garnishment stopped today. Your Akron-Canton, Ohio area wage garnishment attorney will discuss your debt relief and bankruptcy options, and if filing for bankruptcy is right for your situation. We can get the wage garnishment against you ended. Call (330) 409-2876 today to speak with a bankruptcy attorney in Canton, Ohio and end your wage garnishment.
Sheppard Law Offices
Canton, Ohio Office
Belden Village Tower, 200
Canton, Ohio 44718
Tel: (330) 409-2876
Columbus Ohio Office
2600 Tiller Lane, Suite A
Columbus, Ohio 43231
Tel: (614) 523-3106
Newark, Ohio Office
843 N. 21st Street, Suite 108
Newark, Ohio 43055
Tel: (740) 345-7138
Mt. Vernon, Ohio Office
11 West Gambier Street
Mt. Vernon, Ohio 43050
Tel: (740) 392-0404
We are a debt relief agency. We help people file for protection under the U.S. Bankruptcy Code.
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Sheppard Law Offices, LPA is conveniently located and serving chapter 7 and chapter 13 bankruptcy clients in Canton, Ohio. Our office is a short drive from throughout Stark, Tuscarawas, and Summit Counties. We regularly provide debt relief solutions to clients from Akron, Canton, North Canton, Massillon, Dover, New Philadelphia, Alliance, Navarre, Strasburg, Ballivor, Jackson Township, Canal Fulton, Barberton, Greenlawn, Medina, Wooster, Orrville, Dalton, Minerva, Ashland, Wadsworth, Carrollton, Dundee, Millersburg, Hartville, Doylestown, Green, Uniontown, Salem, Columbiana, Uniontown, and throughout Ohio.