Bankruptcy Attorney serving Akron, Canton, Massilin, Dover, New Philidalphia, and throughout Tuscarawas, Summit, and Stark County. 330-409-2876

Sheppard Law Offices


Canton, Ohio Bankruptcy Attorney Kenneth L. Sheppard, Jr.

 Bankruptcy attorney serving central Ohio and the Akron-Canton area and throughout Tuscarawas, Summit and Stark County , Sheppard Law Offices Co., L.P.A. BBB Business Review

FREE Debt Relief & Bankruptcy Consultation

(330) 409-2876  or  (877) 505-9455

Canton, Ohio Bankruptcy and Debt Relief Options



There Are Several Debt Relief Alternatives Available in Ohio


Debt Settlement

Debt settlement involves negotiating with a creditor directly to establish a settlement of the debt or payment plan. This direct settlement reduces the total amount owed to that creditor and in return the creditor agrees to cancel the remaining outstanding debt. An unsecured creditor may be willing to enter into a debt settlement if the debtor can pay a lump sum amount (typically 40% to 60% of the total debt) within a short time period.

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Loan Consolidation

Debt Consolidation Loans combine multiple debts into a single loan. Monthly payments are reduced moving higher interest rate accounts to the consolidation loan, and a schedule is set to pay the debts in full over a specific period. Consolidation loans can get rid of outrageous default credit card interest rates, and consolidate other debts you may be only making minimum payments and paying higher interest rates on. Consolidation loans can also be used as a means to simply reduce the number of creditors that you are required to make payment to each month. Consolidation loans may be taken as unsecured or secured utilizing a fully owned property such as a vehicle, or added as an additional mortgage against a home.


Loan Modification

Loan modification is an agreement between the lender and borrower to change the terms of a loan. This agreement typically benefits to both parties. As a debtor you may receive a reduced payment, lower interest rate, removal of penalties and late fees, a forbearance period, or other benefits to help keep your home, vehicle, or other property, and bring the loan back to or keep it in current standing. This modification benefits the creditor  because a performing loan is more valuable to the lender than possible revenue from the sale of the property.


Foreclosure Defense

Ohio is a Judicial Foreclosure State, therefore home foreclosures are handled through the courts. There are numerous procedural and substantive foreclosure defenses that may be argued in court to save your home from being foreclosed upon by the lender. If you have received a foreclosure notification, it is important that you contact a Canton, Ohio foreclosure defense attorney as soon as possible, since failure to respond to the foreclosure complaint in time will result in the lender asking for a default judgment, which means that your case will be lost.

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Consumer Bankruptcy

Filing chapter 7 or chapter 13 bankruptcy in Ohio provides immediate relief from creditor harassment, and financial relief so that you can build a successful future, without carrying the weight of high debts. Upon the filing of bankruptcy with the courts, the Automatic Stay provision prohibits creditors by law from pursuing any collection activities.

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Chapter 7 Bankruptcy

Filing for chapter 7 bankruptcy in Ohio provides for a "fresh start" through the liquidation of most all unsecured debts to creditors such as Hospitals, Credit Card Companies, Judgment Holders from Lawsuits and more.

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Chapter 13 Bankruptcy

Filing for chapter 13 bankruptcy in Ohio reorganizes debt through an affordable repayment plan that lasts between 36-60 months, at the end of which most all remaining unsecured debt is discharged.

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The Canton, Ohio Bankruptcy, Debt, and Tax Relief law firm of Sheppard Law Offices offers a free initial consultation with a bankruptcy attorney. Sheppard Law helps individuals, families, and small business owners who are seeking a debt or tax settlement, looking to consolidate or modify a loan or mortgage, or want to file for chapter 7 or chapter 13 consumer bankruptcy, or are trying to determine what the best form of debt settlement for their specific situation. Get the financial help you need today by calling (330) 409-2876.


Tax Relief, Debt Relief, and Bankruptcy Filing office in Canton, Ohio

Sheppard Law Offices

Canton, Ohio Office

Belden Village Tower, 200

Canton, Ohio 44718

Tel: (330) 409-2876

Columbus Ohio Office

2600 Tiller Lane, Suite A

Columbus, Ohio 43231

Tel: (614) 523-3106

Newark, Ohio Office

843 N. 21st Street, Suite 108

Newark, Ohio 43055

Tel: (740) 345-7138

Mt. Vernon, Ohio Office

11 West Gambier Street

Mt. Vernon, Ohio 43050

Tel: (740) 392-0404

We are a debt relief agency. We help people file for protection under the U.S. Bankruptcy Code.

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Sheppard Law Offices, LPA is conveniently located and serving chapter 7 and chapter 13 bankruptcy clients in Canton, Ohio. Our office is a short drive from throughout Stark, Tuscarawas, and Summit Counties. We regularly provide debt relief solutions to clients from Akron, Canton, North Canton, Massillon, Dover, New Philadelphia, Alliance, Navarre, Strasburg, Ballivor, Jackson Township, Canal Fulton, Barberton, Greenlawn, Medina, Wooster, Orrville, Dalton, Minerva, Ashland, Wadsworth, Carrollton, Dundee, Millersburg, Hartville, Doylestown, Green, Uniontown, Salem, Columbiana, Uniontown, and throughout Ohio.

FREE Debt Relief Consultation Call (330) 409-2876 or (877) 505-9455

Sheppard Law Offices

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